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A: In the usual situation, you end up signing the title over to the insurance company when you receive the check for the total loss. If you want to actually keep your totaled car as well, you can do so, but a deduction will be taken from your check for the scrap value of the vehicle. This deduction varies depending on how much of the car can be salvaged and sold off as parts. If you do keep your car, then the car's title will now show that it is a salvaged vehicle.
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