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What if the at-fault driver does not have liability insurance?

 

A: If you are in an auto accident where the other driver is at fault but he has no insurance, what sort of insurance applies to compensate you for your injuries? The Texas Department of Public Safety has estimated that 20% of the drivers on our Texas roads do not carry insurance at all. (We think that the number of uninsured drivers is actually higher). So what happens if the at-fault driver has no insurance? There are several questions we ask next. What was the driver doing at the time of the wreck? Was the driver in someone else's car? What's the driver on the job at the time of the accident? Sometime we find an insurance policy that applies, but lots of times we strike out. We then look to see if our client has uninsured motorists coverage (UM/UIM).


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Fort Worth, Texas 76102
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9500 Ray White Rd., Suite 200
Keller TX 76244
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Dallas, Texas 75201
Phone: 214-327-8000
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