Who Should Obtain the Medical Records Relating to My Insurance Claim: Me or the Insurance Company?

If you have been injured in an automobile wreck in Dallas-Fort Worth and are in the process of making a personal injury claim for compensation against the negligent driver’s insurance company, it is important that you understand your legal rights and options.

 

It is your responsibility to obtain the relevant bills and records for your insurance claim, although if you have hired a Dallas-Fort Worth car wreck injury lawyer, then they will obtain these documents on your behalf.

 

Sometimes people tell us they expect the insurance adjuster to get them on their own. That is a bad idea. In order for the insurance company to obtain the relevant bills and records, you have to give them a medical authorization. If the insurance company has an authorization, they will either get more records that are necessary - thereby infringing upon your privacy and possibly obtaining other, unrelated injuries which will further complicate your injury claim.

 

Additionally, you cannot expect the insurance company adjuster to get all of the bills and records related to your claim; they will miss many of the relevant records. As such, they will undervalue your claim as they will not obtain everything that is needed.

 

In short - if you're making a claim on your own, take the time to search out and obtain the medical bills record yourself and if you have an attorney, let the attorney get those records. Never allow the insurance companies to get the bills and records.

 

Make sure that you don’t make any mistakes which could ruin your chance of recovering the full and fair compensation you deserve. Click here to request a free copy of our book 15 Mistakes That Will Wreck Your Texas Accident Case.

 

 

Other Articles You Might Be Interested In:

Determining Liability in a Car Accident
Why You Should Use Your Own Health Insurance After a Car Accident  
How to Hire the Best Attorney for Your Injury Case in Fort Worth, Texas

Getting a Fair Deal From the At-Fault Driver’s Insurance Company

Fort Worth Car Wrecks Caused by Driver Negligence or Inattention