Important Information About Making an Auto Accident Insurance Claim



If you or someone you love has been injured in a car wreck or any other kind of traffic accident in the Dallas-Fort Worth area, it is in your best interest to speak with an experience local personal injury lawyer as soon as possible. Most attorneys do not charge accident victims for an initial consultation, so you won’t be out of pocket for doing so. Depending on your particular situation, it might well be that you don’t need a lawyer. In my experience, if you haven’t suffered any injuries or if the medical treatment you received cost less than $5,000 you can probably successfully resolve your claim for compensation on your own. However, it is probably still a wise decision to speak with an attorney to get some free advice.
 
Another reason why it’s so important that you speak with an experienced Dallas-Fort Worth personal injury and wrongful death attorney is because if you do decide to try and handle you case without legal help, you still need to know what you’re going up against. There is a lot of bad advice and misinformation on the internet, so you should protect your rights and increase your chances of recovering the maximum compensation possible by talking to a lawyer directly before you make a decision which could have devastating consequences for you and your family. Remember: the leading cause of bankruptcy in America is unpaid medical bills. You need to arm yourself with knowledge in order to avoid being ripped off by the insurance company.


 

Beware of the Insurance Company Representative

When you first submit your claim against the liable insurance company, you will be assigned an insurance adjuster who will be your point of contact for the claim. Although they might appear to be very friendly and accommodating, you must remember that they work for the insurance company – their job is to protect their employer’s profits, which means getting you to settle for less than your case is actually worth. Of course, if you’ve just suffered property damage or minimal bodily injuries, you’re probably going to be okay.
 
However, if they ask you to give a recorded statement or sign a release permitting them to access your medical records then you should consider this a red flag. Insurance adjustors are trained to use leading questions to make you admit things which could seriously damage your claim, such as getting you to imply that your pain is not really that bad, or that you yourself might actually have been somewhat at fault for the wreck. While the request for access to your medical records might seem legitimate, what they’re actually asking for is your full medical history. There is no need for them to have this. The reason they want it is so they can find something in your past which they can attribute your injuries to – as opposed to their client who was driving while intoxicated.
 

Call a Lawyer for a Free, No Obligation Consultation

Don’t hurt your chance at recovering the full and fair compensation you deserve. Call the Anderson Law Firm today to speak with a board certified personal injury lawyer who can give you an honest appraisal of your case, help you identify all liable insurance policies, and help you understand what your case is really worth. Call toll free at 800-354-6275 or locally in Fort Worth at 817-294-1900 or in Dallas at 214-327-8000.
 
 
Other Articles You Might Be Interested In:
Car Insurance 101   
Obtaining Medical Treatment   
Why NOT to Deal With Insurance Companies on Your Own   
Money Matters: Long-Term Financial Debt as a Result of Being Injured in an Accident   
Is A Personal Injury Lawyer Worth Their Percentage?   
 
Mark A. Anderson
Board Certified Personal Injury Lawyer in Fort Worth, Texas