If you have been hurt in a car, truck or motorcycle accident in the Fort Worth Dallas area, you will probably look at the issue of how you are going to pay for your medical bills. Or you might be wondering what you can do to replace your income from your job. Car wrecks can cause serious injuries to your body—and they can cause you financial hardship. PIP coverage can certainly address the financial strain caused by auto accidents. The answer just very well might be found in your own car insurance policy. Check your Declarations page of your policy out to see if your have what is called Personal Injury Protection (it is also called PIP). If you have it, then it is a no fault policy and you can get money for your lost wages and medical bills up to the limit of your PIP.
You may have your PIP payments sent directly to your medical provider to pay for any medical incurred due to an accident or you can have your insurance company send the PIP benefits directly to you to pay your medical providers. In some cases, if you advise your medical provider of PIP coverage, they will forward their medical bills and records directly to the insurance company with a request for payment. When you request to pay your medical providers direct, the insurance company will require you to provide them with copies of medical bills with treatment codes, along with the medical provider records before they will send the PIP payment to you. With regard to using PIP benefits to pay for lost wages, you will need to provide the insurance company with documentation of the lost time from work. This can be a pay stub or a signed statement from your employer advising how much time was missed due to the accident and the total amount of your lost wages.
15 Mistakes That Will Wreck Your Texas Accident Case!
One wreck is enough! If someone's carelessness causes you to be seriously injured in a Texas Accident, you must make sure you don't make mistakes that could WRECK your own claim. Any mistakes you make could end up being very costly for you.
15 Mistakes That Will Wreck Your Texas Accident Case!