What To Do When the At-Fault Driver's Insurance Company Denies Liability

If you are a victim in a personally injury accident, you must be aware of situations that can alter your case.  As a Fort Worth personal injury lawyer I have witnessed several scenarios dealing clients that have been severely injured and the police reports were in their favor but the insurance company denies their claim anyway.


With most accidents in the DFW area, local police are called to the scene to investigate what may be a motor vehicle wreck. When anyone is injured in the accident the police will fill out a Texas peace officer's crash report assigning blame to whichever motorist they believe was the cause of the wreck.  Usually the police officer is correct in assigning blame.


Once the police report is finished and the accident victim is treated, they will contact the at-fault driver’s insurance company to initiate the claims process. According to Texas law, you can you can recover damages for medical bills and expenses, lost wages and physical pain and suffering. In reality, insurance adjustors rarely award the full and fair compensation under the Texas law. It is very common for the insurance company to reject the police officer’s assessment that it was their client whose negligence caused the traffic collision.


When insurance companies deny the claim it is because they cannot reach their insured and cannot except the claim or the insured tells them a different story. As far as the first, insurance companies make little effort to actually contact their insured. This ends up causing a delay and sometimes an outright denial of the insurance claim. In the second situation, the guilty party tells their insurance company otherwise. This causes a very difficult problem and many insurance companies will just completely deny the claim. In either case the victim can either drop the claim and forget about pursuing any compensation or they can hire a personal injury lawyer to fight for what they deserve.


Here At the Anderson Law Firm, we normally only represent those who have been injured and where there is a favorable police report.  When faced with a situation where the insurance company has already denied the claim, regardless of the police report, we will proceed straight to litigation and move forward with filing the lawsuit and pursuing justice on behalf of our client. You must keep in mind that insurance company always has their best financial interest in mind, so we are determined to win your case.


If you have any questions regarding insurance denial of your motor vehicle wreck claim, please contact the Anderson law firm for a free consultation.  We will evaluate your claim and let you know what your options are.  If you have not obtained the police report, we will obtain it for you for free.  It cost no money to hire us and we only receive compensation if we are ultimately successful in winning the claim on our client's behalf. Call us today, toll free at 800-354-6275 or locally at 817-294-1900.