As you're dealing with the insurance adjuster for a large trucking company, remember the saying, "If it seems too good to be true, it probably is."
If you've been hurt in a Texas trucking accident, it's likely that an insurance agent from the trucking company will call you. They might even show up in your hospital room. Don't be surprised - some adjusters will go through great lengths to close a settlement.
During this stressful time, it can be tempting to take their offer, especially when you're off work, in pain and hoping to put this all behind you. However, it's imperative that you remember that insurance companies are for profit organizations. It's an insurance agent's job to save their company money, and they do that by compensating you as little as possible.
Don't Risk Your Future for Quick Cash
After a catastrophic truck accident, insurance adjusters know that it takes time to uncover the full extent of your injuries. Unlike injury lawyers, insurance adjusters aren't prohibited by law from visiting you or your family at the hospital. They'll come and offer you a quick cash settlement, which may seem like a great idea at the time and maybe even more than enough to cover your medical care.
But what happens a few weeks later when you find out that you are still in pain and need additional surgeries or medication? What happens when the doctor tells you that you need physical therapy or expensive prescriptions?
Once You Accept Money From the Insurance Company, It's a Done Deal
The moment you accept payment from the insurance company for your personal injuries from the truck accident, that's it. Regardless of how long or serious your injuries become, there is no way to renegotiate the offer. Now do you see why the adjuster wants you to settle so soon? They want to close the book on you as quickly and cheaply as possible.
At my firm, I've seen truck accident victims who were cheated out of thousands of dollars because they took an offer too soon. I know $30,000 or $50,000 may sound like a lot, but I encourage you to think seriously before you accept any offer from the trucking company and their insurance company. Are you fully healed? Do you know the entire extent of your injuries? And how much it will really cost to repair them?
Don't risk your family's financial future in your rush to receive some immediate cash, even if the medical bills are piling up. Call a Texas truck wreck attorney before accepting any offers and ask them if they think it's a fair settlement or if it is time to file a personal injury claim.
At the Anderson Law Firm, we pride ourselves on our honest approach to the law. When you need a truthful and forthright legal opinion concerning your Texas truck accident, give us a call at 817-294-1900.
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If you or someone you love has been hurt in a semi-truck accident, it’s easy to feel overwhelmed. You’re missing work, you might have unpaid medical bills, you’re in pain and you feel uncertain about the future.
I wrote this guide to help accident victims understand the right steps to take after an accident to ensure they get the money they need to pay for their injuries, damages, lost wages and pain and suffering.
Download my free guide now: How to Make a Successful Truck Wreck Claim in Texas
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