As a passenger in a car, pickup truck or a school bus, a child has absolutely no control over the vehicle. They put their trust in the driver. In many cases, the driver is their parent.
As a Fort Worth personal injury lawyer and a father myself, I know that no parent would intentionally put their own son or daughter in danger, however, sometimes your child might be injured in a car crash – and you might be the driver declared at fault. This doesn’t necessarily mean that you were driving while intoxicated, it could be something so simple as talking to your child in the back seat: you take your attention off the road for a few seconds and inadvertently run a stop sign. What then?
Although you cannot claim compensation from the other motorist’s liability insurance if they were not responsible for the wreck, it is still possible to recover compensation for occupants of your vehicle through your own liability insurance policy. This policy will cover all injured parties – even if they were an occupant of your car or a family member.
Making an insurance claim against your own insurance should be relatively straightforward. After all, you’ve been paying your premiums year-after-year, so why not take advantage of it when you really need it. That’s what it’s there for. It is not at all uncommon for wives to make a claim against their husband’s insurance and vice-versa when necessary. If your child has been injured due to your negligence behind the wheel, there is absolutely no reason why you shouldn’t make a claim for damages.
Because making a claim against your own insurance can sometimes be a confusing and trying experience, it is a good idea to discuss your case with an experienced child injury lawyer who will be able to explain to you how the claims process works and make sure that you are being treated fairly. The last thing you want to do is settle your claim for less that it is worth – that could result in dire financial consequences for your family down the road.
Call the Fort Worth child injury attorneys at the Anderson Law Firm today for a free, no obligation consultation on your unique situation. Call toll free at 800-34-6275 or call locally at 817-294-1900.
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