Learn About Uninsured Motorist & Underinsured Motorist Coverage

This is insurance coverage you purchase for yourself that will compensate you for the damages you sustain in an accident caused by a driver who does not have the state-mandated liability insurance. It will also cover you if the other driver does not have enough liability insurance to adequately compensate you for your damages. This type of coverage also pays for damages caused by hit-and-run drivers if you report the accident promptly to the police. UM/UIM coverage applies to you, your family members, passengers in your car and others driving your car with your permission. Also, if you're in someone else's car and involved in an accident, your own UM/UIM coverage travels with you, giving you the ability to make a claim on your own policy in the event the negligent driver is uninsured or is underinsured.

Insurance companies are required to offer UM/UIM coverage to all of their customers, but you can reject it in writing if you want. Don't reject it. Approximately 20 percent of the drivers on Texas roads are driving without any liability insurance (which is in violation of Texas law) and over half of the insured drivers only have the minimum amount of insurance. This is why UM/UIM coverage is an absolute necessity if you can afford it. It's one of the best types of insurance to have.

Free Consultation
Contact the Anderson Law Firm online, or by calling 817-294-1900 for a free consultation on your rights.

Other Articles You Might Be Interested In:
What if the other driver appears to have no car insurance?
Uninsured Driver Accidents
Legal Rights After a Hit and Run Accident
When should I hire a personal injury lawyer?
How long will my case take to resolve?

The Anderson Law Firm offers free no obligation consultations to people injured in accidents or who have suffered physical harm as a result of someone else's actions. We do not charge you to initially discuss your situation and establish whether you have a claim to pursue. You can call us and discuss your case over the phone, we can set up an appointment for you to come into our office, or we can visit you in your home anywhere in the metroplex.

If after meeting with us you decide that we are the best personal injury lawyer for you, then we will enter into a contingent fee agreement. This means that we only get paid when we win a settlement or jury verdict in your favor. You don't pay us anything up front. We will cover all expenses spent working on your case. Only when we win for you will you need to pay us. If we don't win, then you owe us nothing.

Contact us online now or call us 24 hours a day toll free on 1-800-354-MARK (1-800-345-6-275). You can also call us locally in Fort Worth on 817-294-1900 or in Dallas on 214-327-8000.

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