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Do Not Delay: Waiting To Get Medical Help Can Ruin Your Injury Claim


After your car accident, don’t wait on the insurance company before you seek medical treatment. If you have been involved in a car wreck in Dallas or Fort Worth and are injured, it is very important that you seek medical attention immediately. As a Fort Worth car accident lawyer, I know from personal experience that many people wait until the insurance company or the driver who caused the wreck make a decision regarding accepting liability before they seek medical attention. At the Anderson Law Firm, we routinely hear from people who are in incredible pain, but still refuse to seek medical attention until liability has been determined in their accident claim. Sometimes it’s because these people do not have health insurance and don’t want to incur medical bills unless they know they will be paid by the other side’s insurance company. Sometimes people wait for other reasons. Perhaps they are hoping that their injury will get better or just go away without medical attention. However, waiting to seek medical attention is a very bad idea. Coming from an accident lawyer with more than 20 years of experience, here are my thoughts on why you need to seek medical attention immediately:

1. You will feel better and get on your way to recovery once you seek medical attention. Doctors and hospitals are there for a reason; to treat hurt and sick people. If you are injured in a car wreck, you are not going to get better until you get medical attention. Even the most common injuries from car wrecks do not go away by taking Advil and Tylenol. Car wreck injuries are the kinds that need medical attention in order to get better. You will not start feeling better until you go to the doctor or hospital.

2. A “gap” in your medical care will hurt your injury claim. If you decide to later on seek a claim for compensation for your injuries, any delay in seeking medical attention will give the insurance company reason to argue that you were not hurt badly or that your injuries were not caused in the automobile wreck. This delay in treatment is commonly called a “gap.” From personal experience, gaps are an absolute case killer. Both insurance companies and juries believe that if you are hurt, you need to seek medical attention immediately. Therefore, if you think a claim might be made, you need to make sure that your medical injuries are properly documented. Otherwise, you run the risk of people not believing you regarding your injuries.

3. If the other driver is at fault, the ultimate decision will most likely go your way. The main reason I see people delay seeking medical treatment is because they are fearful of incurring medical bills that they do not know how they will pay for. These people want to hear the other side’s insurance company say they will take care of the medical bills. However, rarely do insurance companies ever tell you to seek medical treatment and they will pay for it. Most insurance companies will tell you to just send them your medical bills and for their review process. You will never get the comfort of really knowing they will pay for your medical bills until your claim is resolved. However, based on handling many, many DFW car wreck cases, our firm knows that if you are not at fault and the other side has insurance to cover the accident, there is a very high likelihood that your medical bills will be taken care of in the insurance claim. As such, you need not worry that the medicals will be paid for: they will indeed get paid. Again, it is prudent to seek medical attention immediately if you are hurt.

The Anderson Law Firm handles car accident cases in the Fort Worth area. We are glad to answer any questions you have regarding medical treatment. If you don’t have health insurance, we are happy to provide you options. Our Fort Worth personal injury attorneys can recommend doctors who will treat your injuries and hold their bill until the claim is concluded. That way there will be no out-of-pocket costs for you.

We offer free consultations to all those injured in an accident. As a free public service, we also offer a book called 15 Mistakes That Will Wreck Your Texas Accident Case that you can order here.

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Should You Call Your Own Car Insurance Company If You Have Been Involved in an Automobile Wreck?

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15 Mistakes That Will Wreck Your Texas Accident Case!

One wreck is enough! If someone's carelessness causes you to be seriously injured in a Texas Accident, you must make sure you don't make mistakes that could WRECK your own claim. Any mistakes you make could end up being very costly for you.

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