As a Dallas-Fort Worth personal injury lawyer, the part of my job I hate the most is when a potential new client comes to visit me in my office and I have to tell them that I'm not going to be able to help them. The reason is always the same. Before consulting with an attorney, they were visited by a representative from the insurance company. Often, the insurance adjuster will visit them in their hospital room, or come knocking on their door just days after their wreck. They'll act sympathetic and make you believe they want to help you. They don't. They'll offer you a check, right then and there, with the promise you can put this whole unpleasant mess behind you. It won't.
Insurance companies are only interested in protecting their profits. They don't care about the victims who have been injured by their drunk-driving clients. They don't care that your car has been totaled. All they care about is minimizing their losses. I've seen this time and time again.
Once, not long after being hired by a client who had been in a wreck just a week earlier, I found myself speaking with the insurance adjuster assigned to the case. He told me that if it hadn't been for the client doing her research and reaching out to a lawyer so quickly, he could have gotten her to accept a settlement far below the value she needed to cover all medical bills and get her car repaired.
I took the bait and asked him how.
It's simple, he explained. She needed her car to get to work. Most of the time, people don't have thousands of dollars on hand to pay a mechanic or start making payments on a new car - especially not in this economy. Right now, her immediate concern is how she's going to get to work next week once the doctor releases her from his care. She needs a car. She's not thinking about the hospital bills that are going to arrive a month or two later. If I had offered her a small windfall now which solves that problem, she would have taken it without hesitation. Almost everyone does.
Fortunately, my client made the right call. By hiring an attorney instead of blindly accepting the insurance company's early "easy money" settlement, she preserved her legal rights intact. I was then able to win her the full and fair compensation she truly needed, and which she was entitled to under Texas law.
For a free consultation on your case, call the Anderson Law Firm toll free at 800-354-6275 or locally at 817-294-1900. There is no obligation, but if you do hire us we don't take any money until we win your case for you.
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