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The Insurance Adjuster Might Seem Nice… But They’re Not!

As a personal injury attorney who has been helping accident victims from North Richland Hills and across the Dallas-Fort Worth area since 1991, I know that one of things you need to be most careful about following a car crash is the insurance adjuster. They might seem nice, but I guarantee you they are a wolf in sheep's clothing. Of course they want to make you think that they are your friend and that they are looking out for your best interests, but I promise you they are not. The truth is that insurance companies by and large are giant corporations. They have shareholders and they exist to make a profit. The insurance adjuster, however nice a person they might seem, are only interested in their company's bottom line - not in helping accident injury victims.

The insurance adjuster's job is to get you to take as little money as possible. There are a number of ways they might try to do this, which is why you must understand that they are professionals. Most people who have been involved in a wreck don't hire a PI lawyer straight away, and the insurance companies know this, which is why one of the first things they'll try and get you to do is to sign away your legal right to seek fair compensation to cover your medical bills, your loss of income while you were being treating in hospital, and your very real pain and suffering as a result of being injured in the accident. Don't sign any documents. Most insurance adjusters will try to get you to sign a release which effectively eliminates your right to a claim. They will usually offer you a few hundred dollars for your "inconvenience." I know that can be tempting. Unfortunately, it's a huge mistake. At this point, you probably have no idea what the long term repercussions to your health will be. It's impossible to know. So don't sign away your legal rights to fair compensation. What happens if six months down the road your doctor tells you that you're going to need additional surgeries or that you're going to have to take pain medication for the rest of your life? Well, if you've signed that release for the friendly insurance adjuster, you're going to be stuck with paying the bills yourself. You'll have no other option. You'll have forfeited your rights, and it's far too late to go to a lawyer because no lawyer is going to be able to do anything for you by that point.

Do not sign anything the insurance adjuster gives you. Be very careful, and if you feel like they're pressuring you, tell them that you want to run it by your attorney first. The Anderson Law Firm offers free, no obligation consultations. We'll let you know whether we think you have a case, and if you do, we will deal with the insurance adjuster on your behalf.


 Other articles you might be interested in:
Tips on Dealing With Insurance Companies After an Automobile Wreck
Common Traffic Accident Mistakes: DOs & DON'Ts
Obtaining Your Texas Car Accident Report
Determining Compensation in Personal Injury Cases
Why Accident Victims Must Be Good Patients




One of the most common questions a new client has is “What is my case worth?”

The truth is that it is extremely difficult to estimate any injury claim's value until the injured party has ended medical treatment and is either well or as well as he or she is going to get. Only then can you truly put a figure on the damages that should be sought.


There is nothing worse than settling a claim too soon because once you settle, it's final. If your conditions worsen after prematurely accepting a settlement then you have no choice but to pay any additional medical bills yourself. Once your case settles, you cannot force the insurance company to also pay for your medical care in the future.