How a Personal Injury Claim Works



If you or someone you love has been badly injured in an Irving car crash to the extent that medical treatment was required, you may be entitled to make a claim for compensation. If you have suffered injury due to someone else’s negligent actions you have a legal right to make a claim for damages. This doesn’t mean that you are suing the at-fault individual. A personal injury claims works in much the same way as a property damage claim. If your car was scratched up or otherwise damaged in a fender bender, you would simply make a claim against the at-fault party’s insurance policy. A personal injury (or wrongful death) claim is essentially the same.

 

The major difference between a property damage claim and a personal injury claim, however, is that thanks to skyrocketing medical costs, a bodily injury claim is usually going to be for much more money than a more straightforward vehicle repair case. Remember, though, that the state minimum insurance requirements in Texas cover accident victims up to $30,000 at minimum, so more than likely there is plenty of compensation available – the insurance company doesn’t want to give it to you, which is why you will need to hire an experienced personal injury lawyer to fight the insurance company for you.
 
Unfortunately, the negligent driver’s insurance company owes you no duty to treat you fairly – and they won’t. Despite the fact that insurance companies generate enormous wealth for their shareholders, they are incredibly reluctant to offer full and fair compensation to someone who has been seriously hurt by one of their customers. Texas law might say that you are entitled to compensation to cover any and all doctor bills and lost income but it isn’t automatic granted. You will have to fight for it.
 
If you’re in a situation where you need to make a claim you likely haven’t been there before. It is highly advisable that you locate a board certified personal injury attorney to discuss your situation and learn more about your legal rights before you attempt to deal with the insurance company. Insurance adjustors are trained professionals whose goal is to pay you as little money as possible. They know that most Americans aren’t aware of their rights and they will try to get you to waive your legal rights by accepting an insignificant amount of money for “your inconvenience.” If you accept that check, you are giving up all hope of recovering the true damages you really deserve.
 
Don’t attempt to deal with the insurance company alone. It will only hurt you in the end. Call the Anderson Law Firm today to speak with a lawyer who can help you. Call toll free at 800-354-6275 or locally at 214-327-8000.
 
 
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When Life Spins Out Of Control: Important Steps After A Car Accident   
Life After An Accident Can Be Stressful Unless You Hire An Attorney   
Compensation Due to Injury Victims in a Texas Personal Injury Lawsuit   
What To Do If You’ve Received a Bill From Emergency Services Following Your Auto Accident