If you are injured in a car wreck, a Mansfield personal injury lawyer is able to get you compensation to cover all past and future medical expenses and doctor bills (including the cost of a chiropractor or physical therapist). Under Texas law, you are also able to recover any lost income you may have missed out on as a result of being hospitalized after your crash. Unfortunately, that doesn't mean that the insurance will willingly pay you the full and fair compensation you are entitled to, which is why it is necessary to hire an experienced attorney with a proven track record at winning cases for their client.
But What If You're Hit By A Driver Who Isn't Insured?It is illegal to drive a car, truck or motorcycle in Texas without insurance. Unfortunately, that doesn't stop the more than 1 in 7 motorists who do just that, according to the Insurance Research Council. If you get hit by an uninsured driver they don't have anything for you to make a claim against, and I don't know of any respectable attorney who would file a lawsuit for damages against an individual who had no hope of paying the money you need.
Hopefully you are insured against uninsured drivers. By law, every insurance company must offer this coverage to you. The only way you don't have it is if you signed the specific form used to decline uninsured motorist coverage.
The bad news is that just because you have paid your monthly premiums for years to protect yourself against both uninsured and underinsured drivers, it doesn't necessarily mean that you're going to get the full and fair compensation you deserve. In these situations, your own insurance provider plays the role normally occupied by the negligent driver's insurance company. And just because you've been a loyal customer for however many years, it doesn't they are any more inclined to hand out money if they think they can get away without doing so.
It is extremely likely that you will need to hire a lawyer to fight your own insurance company on your behalf. Dealing with the aftermath of a serious auto accident can be a mentally and emotionally draining experience at the best of times. When you find yourself at odds with a company that you have been allies with for years, it can be particularly stressful. You need that. You need to focus on your family and concentrate on getting better. A board certified lawyer can take the emotion, the frustration and the stress out of the situation. We will handle the claim against your uninsured policy on your behalf to make sure your financial needs are met so that you can get on with your life without any further problems that those you've already experienced.
For a free consultation on your personal situation, call us toll free throughout the Dallas-Fort Worth area at 800-354-6275 or call us locally in Mansfield at 817-294-1900
Other Articles You Might Be Interested In:
The Importance of Uninsured Motorist Insurance
Your Own Insurance Policy
Is There A Deadline For Submitting A Personal Injury Claim?
Be Thorough When You Talk to the Doctor
Money Matters: Long-Term Financial Debt as a Result of Being Injured in an Accident