The short answer: no.
After you've been in a Texas big rig accident, you'll be contacted by the truck driver's insurance company. Especially if it's clear that the 18-wheeler's driver caused the wreck, the agent will try to get chummy with you, asking all kinds of personal questions to try to gain your trust. Then, they'll ask you to sign a medical release form.
Insurance agents often say that they need a medical release form to get your claim resolved quickly or to help find you treatment for your injuries. They might make it seem like this form is just another piece of paperwork that needs doing. Don't believe them.
Why Is Signing a Medical Release a Bad Idea?
It can ruin your entire case. No matter what they tell you, the reason the insurance company wants your medical records is so that they can uncover evidence that might help them pay you less. They want to weasel their way out of paying for your hospital bills and medical expenses caused by the wreck.
It works like this:
- You get hurt in a truck accident that wasn't your fault and need back surgery, for example.
- You mistakenly sign a blanket release that allows the insurance company to look through your entire medical history.
- They discover that you sought treatment for back pain in the past and can now argue the need for back surgery pre-existed the accident, even if it's not true.
The insurer will need to know about the injuries you sustained in the semi-truck wreck and how you were treated in order to reimburse you, so it might seem like asking for a medical request release form is reasonable. However, be very cautious if they ask for a blanket medical release. Remember, you aren't required by law to sign a medical release from the insurance company, and you can always submit copies of the relevant records yourself.
Keep your privacy rights intact and talk to an experienced Texas truck accident attorney before signing anything from the insurance company. For a free case consultation to talk about your 18-wheeler accident, feel free to contact me for a no cost, no obligation consultation.
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