Why Won’t the Insurance Company May By Medical Bills?
After an auto wreck, it is usually clear who is at fault. That person's liability insurance company should step up and pay for all the damages caused by the negligence of their insured. The insurance company usually pays for the car to be repaired or replaced, but a lot of the time they will not step up to the plate and pay for your medical bills.
At the Anderson Law Firm, we’ve heard from many of our clients who have been hurt in Fort Worth car wrecks complain that the other side's insurance company is not paying their medical bills. To them, the answer is very simple: that’s what insurance is for – to help you when you need it. However, the way liability insurance companies in Texas work is they do not pay for any medical bills at all until you are willing to sign a release. The problem with this is that signing a release is one of the worst mistakes you can make in regards to your claim. Signing a release effectively ends your claim before you even know the full extent and amount of your injuries and damages.
Because of this, the injured party who is not at fault will often be left with outstanding medical bills until the end of the claim. These bills usually include an ambulance bill (which runs around $1,600.00) as well as hospital bills, radiology bills, emergency bills and any follow-up care that might be needed, depending upon the severity of their injuries. All of these bills will end up going unpaid by the responsible parties' insurance company until the end of the claim. It seems unfair and it is unfair - but that's the way it is. The best way to keep these bills from ruining your credit is to turn them to your health insurance provider if you are fortunate enough to have health insurance.
However if you do not have health insurance, it is always best to make some sort of financial payment arrangement with the facilities. Even if you pay them as low as $20.00 a month, sometimes that will keep these bills from going into collections and ruining your credit. At the Anderson Law Firm, we help our clients get the medical treatment they need after their accidents by using letters of protection. If you are interested in learning about how hiring a Fort Worth injury lawyer can help you get the medical treatment you deserve after your wreck, contact us today.
As a complimentary service to Tarrant County accident victims, the Anderson Law Firm will send you the police report concerning your Tarrant County wreck free of charge with absolutely no strings attached. If you have been injured in a car, motorcycle or truck accident in Tarrant County that you believe wasn’t your fault, contact us today to receive your free police report. All you need to do is call 817-294-1900, give us some basic information about your accident and we’ll take care of the rest. You won’t have to pay six dollars or go to the police station and wait in line to get your crash report – we’ll do it for you at absolutely no charge to you. If you’re interested in receiving your free police report, contact the Anderson Law Firm today.
