After the Wreck: Use Your Own Insurance Company to Repair Your Car

Even if your car accident was not your fault, it’s often best to let your own insurance fix your car. Many of our clients at the Andrson Law Firm in Fort Worth come to us with unresolved property damage and some are surprised to hear this advice. “But it’s their fault,” they’ll protest. “I didn’t cause the collision, so why should my insurance pay for it?” The answer is that you will usually get your property damage claim resolved faster if you use your own insurance, provided you have this type of coverage, than if you waited for the at-fault driver’s insurance to fix your wrecked car.

The other driver’s insurance company will always take longer to repair your vehicle. They must determine liability for the car accident before they will pay a cent. If you have full coverage on your vehicle, your own insurance will not have to go through a lengthy investigation process before fixing your car. The other insurance company will have to speak to their insured driver, and they will almost always ask for a recorded statement from you describing what happened in the crash. Click here to find out why it’s never a good idea to give a recorded statement to the insurance company without a lawyer. Sometimes the at-fault party’s insurance investigation can takes days. This is a long time to wait if you’re driving around in a damaged vehicle; it’s even worse if your car is totaled and you have no transportation.

Your own insurance company will provide you a rental car (if you have that type of coverage) and get to work fixing your car as soon as you give them a call. So while it may seem like an unusual suggestion at first, we always recommend going through your own insurance company to repair your vehicle.

And, after the other insurance company has accepted liability, your insurance will go after them to get paid back for the cost of the rental car and all the repairs to your vehicle. Once your insurance gets paid back by the other insurance, they will even give you your deductible back.

Other Articles You Might Be Interested In:
Getting Your Car Repaired After An Accident
Rental Car Issues
Damages You Are Entitled To If You Get Into A Car Accident
Your Own Insurance Company
Will I get more money by hiring a lawyer for my personal injury claim?

The Anderson Law Firm offers free no obligation consultations to people injured in accidents or who have suffered physical harm as a result of someone else's actions. We do not charge you to initially discuss your situation and establish whether you have a claim to pursue. You can call us and discuss your case over the phone, we can set up an appointment for you to come into our office, or we can visit you in your home anywhere in the metroplex.

If after meeting with us you decide that we are the best personal injury lawyer for you, then we will enter into a contingent fee agreement. This means that we only get paid when we win a settlement or jury verdict in your favor. You don't pay us anything up front. We will cover all expenses spent working on your case. Only when we win for you will you need to pay us. If we don't win, then you owe us nothing.

Contact us online now or call us 24 hours a day toll free on 1-800-354-MARK (1-800-345-6-275). You can also call us locally in Fort Worth on 817-294-1900 or in Dallas on 214-327-8000.

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