Fort Worth personal injury lawyer Mark Anderson has handled all sorts of accident injury claims from car wrecks to dog bites to trampoline injuries. In Texas, if you are hurt because of someone else's negligence you have the legal right to pursue damages. This means you are entitled to seek compensation to cover the cost of any hospital bills related to the accident as well as other costs including any loss of income because you were forced to take time off work in order to recover.
Yet despite the fact recovering this money is a necessity, in most cases (mounting medical debt is the number one cause of bankruptcy in the US), many people are still reluctant to pursue a claim for compensation.
Why Do You Buy Insurance?
Most people pay their premiums each month just in case the unthinkable happens. You buy it hoping you'll never need it. But if your home is burgled or you suffer property damage following a hail storm, you don't hesitate in making a claim against the insurance company.
It's the exact same think when you pursue a claim related to a personal injury, except that in most case you're not pursuing a claim against your own insurance. In the event of an auto collision you would pursue a claim against the at-fault driver's insurance company. If your child was hurt while at daycare, then you would pursue a claim against the daycare's insurance company. Likewise, if your child was hurt while playing at a friend or a neighbor's house, you wouldn't pursue a claim against your friend or neighbor directly - you would claim against their insurance company. It doesn't cost your friend or neighbor anything if you make a claim against their insurance company. They've purchased their home insurance in order to protect themselves and anyone else who is on their property. So if you are injured - you have the right to seek compensation against their insurance company.
You Can Even Make A Claim Against Your Spouse
It is not uncommon for one spouse to make a claim against the other's insurance. For example, if a husband was texting while driving and crashed the car, causing his wife to sustain injuries as his passenger, then she is perfectly entitled to seek a claim for compensation. If the husband has paid his premiums month after month then why should they now have to pay thousands of dollars on expensive doctors after an accident? You would make a claim against the insurance company. That's why we buy insurance.
Mark Anderson is a board certified child injury and wrongful death attorney who has helped families throughout Tarrant County and across the Dallas-Fort Worth region since 1991. If you or a loved one has been hurt as a result of something which was preventable, call the Anderson Law Firm for a free no obligations consultation on your personal situation. We will explain your legal rights and help you assess your options so you have the best chance possible of recovering the money you deserve.
Call toll free at 800-354-MARK (6275) or locally at either 817-294-1900 or 214-354-8000. Alternatively, you may contact us online and we will get back to you as soon as possible
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