If you're in need of immediate assistance with your case, contact the Anderson Law Firm in Fort Worth today at 817-294-1900.
If you've been attacked by a dog in Texas, you must first prove that the owner was negligent and therefore responsible for the attack. If you haven't yet thought about building your case or proving owner negligence, I'd suggest starting with my article here.
If you're ready to make a claim against the vicious dog's owner, read on to learn what damages (money) are recoverable according to Texas law on dog bites.
Bills That Are Covered By Insurance
If you were hurt by someone else's dog, you have a right to compensation for all the medical bills associated with the accident. This includes ambulance, hospital, pharmacy, doctor and specialists bills. This covers all bills already incurred and those that will occur in the future as a result of the dog attack. (For instance, if you need ongoing physical therapy to recover from a bad dog bite, these future expenses should be covered, even though you haven't actually spent the money yet).
No dog bite victim should be left to pay for their own medical bills, which is why the law in Texas protects you if you've been hurt by someone else's dog. You'll file a claim against the dog owner's homeowner's insurance policy, and that insurance will be used to pay for your medical bills.
Why You Might Need to Use Your Own Health Insurance At First
As a Texas dog bite lawyer, lot of people are frustrated when I suggest that they go ahead and file a claim using their OWN health insurance instead of waiting for their claim to go through and their dog bite case to be settled. For clients who don't have health insurance, I also suggest that they go ahead and front the costs of their medical treatment. Clients don't like to hear this; after all, if someone else's dog bit you, shouldn't THEY be responsible for paying for your injuries?
Unfortunately, there's one problem: how are you supposed to know how much money you need to cover your medical bills if you haven't yet gotten treatment?
Similarly, insurance claims can take months and months to settle. Are you going to wait to seek treatment until your claim is over? I certainly hope not.
In the long run, it's a good idea to seek immediate medical treatment using your own health insurance (or paying out of pocket if you don't have health insurance). That way you can get the help you need, finish treating and know for certain how much money you deserve in compensation.
If you missed work due to your injuries, or had to use vacation time to recover from the incident, you can recover these costs in your dog bite accident claim.
You should know that lost wages claims must be carefully documented. You'll need to prove how much you earn and the days you missed, and you'll also need to show that missing work was reasonable or recommended by your doctor.
If you work in a warehouse and suffer a broken leg due to a dog attack, then it's pretty obvious why you can't return to work. However, not all injuries are that cut and dry. If you miss work due to a dog attack, make sure you get a letter from your doctor explaining why you couldn't work. You'll be able to submit this letter to the insurance company when you make your claim.
Be warned, if you don't thoroughly document your missed wages and doctors visits or if you don't have evidence of your missed work days, the insurance company will likely deny your claim.
Scarring and Disfigurement
If the dog attack has left you with scars (as they often do), then you can recover compensation for it.
Scars are a permanent, unwanted reminder of the incident, and Texas law awards dog bite victims for compensation for their changed appearance.
Pain and Suffering
This is a very important element in the recoverable damages in Texas for dog bites and dog attacks. Being attacked by a dog can be a very painful experience, and the pain does not resolve after one day. These attacks can result in very serious injuries which may require extensive medical treatment. Dog bite victims are entitled to compensation to repay them for the pain and suffering they had to endure during the dog attack.
Proving pain and suffering - and getting an insurance company to pay you for it - requires research and preparation. To learn more about the laws on pain and suffering in Texas, read my article here.
Do You Need a Lawyer?
Dog attacks are frightening, confusing and angering. If you've been attacked by a dog, you deserve compensation for your medical bills, pain, suffering and more. No dog bite victim should EVER be left to pay for their own bills, and I truly believe that they deserve more than just the minimum compensation.
An attorney can help you win the money you deserve. At the Anderson Law Firm, we'll take your case into our hand and guide you to a strong settlement.
We don't bill by the hour.
It costs nothing to hire us upfront.
Call today for a free consultation at 817-294-1900 in Fort Worth.
We handle dog attack cases all over Texas.
Want more information? Download my free book "How to Make a Successful Dog Bite Injury Claim In Texas" here.
Other Articles You Might Be Interested In:
Why Accident Victims Must Be Good Patients