Toll-Free: 800-354-6275
Phone: 817-294-1900
If you have been involved in some sort of auto wreck in the Fort Worth-Arlington-Dallas area, one of the first things you need to do is look at your own insurance policy and determine what ind of insurance you have. One things to look for is Personal Injury Protection; insurance you buy to protect yourself. Every insurance company in Texas has to offer it to you and if you reject it, such rejection must be in writing.
It is important to have this type of insurance because you buy it to cover yourself. You’re not buying it for anybody else, only you and your passengers. If you are in an accident, regardless of who was at fault in the wreck, PIP pays for you medical bills and 80% of your lost wages up to the amount of the coverage you purchased. You have to fill out some basic forms and provide the necessary documentation, but it's easy to process the claim and receive the money due you.
Personal Injury Protection is fantastic insurance to have because it’s cheap and it really helps you out if you have been hurt in an accident. Even if you have health insurance, PIP will help you cover those deductibles and out of pocket costs. If you don’t have health insurance, it helps you pay for some of the medical care upfront.
The most common amount of PIP coverage is $2,500, which is the amount which your auto insurance company must offer you according to Texas law. At the Anderson Law Firm in Fort Worth, we have seen policies up to $100,000 offered by USAA, but the most common high limit is $10,000. Of course the more you buy, the more it is. But PIP is cheap compared to other insurance, with the $2,500 level costing about $6 a month. The Fort Worth personal injury lawyers at the Anderson Law Firm advise all of their clients, friends and family to get PIP or Personal Injury Protection because it is such great insurance to have.
If you have questions about insurance or injury claims, feel free to take advantage of the Anderson Law Firm’s free consultations. We do not charge anything to discuss your matter with you. Call us at 817-294-1900 in Fort Worth, 214-327-8000 in Dallas or 800-354-6275 across Texas.
Other Articles You Might Be Interested In:
What To Do If You Were Hit By An Uninsured Driver
Why Everyone Needs Uninsured Motorists Coverage in Fort Worth, Texas
Getting Monetary Compensation for Your Claim
Use All Available Insurance Policies in Personal Injury Cases
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