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How to Get Compensation from Uninsured Motorist Accidents in Texas

Car Accidents : Uninsured Motorist Claims (UM/UIM)


If your wreck was caused by a driver without liability insurance, you still have options.

Hit by a driver without insurance?Uninsured drivers are a real problem on North Texas roads and highways causing car wrecks and motorcycle accidents all over the Dallas-Fort Worth Metroplex. Fatalities and serious injuries result from negligent drivers who fail to carry insurance as required by our state, causing even more problems for those they crash into.

It's estimated that more than 25 percent of Texas drivers are uninsured. That means that one out of every five drivers on the road is driving without liability insurance to pay for any damage they cause to you, your passengers or your car.

Worse yet, more than half of the drivers who do have insurance only have the minimum amount as required by Texas law. This means that the most their insurance is obligated to pay to an accident victim is $25,000, which is clearly not enough for serious injury cases that include high medical bills, lost wages and pain and suffering.

With such a high number of drivers that are either uninsured or underinsured, it's only a matter of time before you get caught in an accident with one of them. Are you prepared?

Medical Bills Keep Growing With No Insurance to Pay

If you are in a serious car wreck in Tarrant County, your medical bills can add up quickly. The ambulance ride and emergency room visit alone can put you out several thousand dollars. If you have to be admitted to the hospital, have surgery, or undergo physical therapy for an auto accident, you could easily be looking at $50,000-100,000 in medical bills. Think your health insurance company is going to pay those bills? Well, think again.

Many health insurance companies are reluctant to pay bills incurred from a car accident. They believe that the liable party's auto insurance should pay the bills, so they leave the burden of the bills to you and the other insurance company. But if you're injured in an auto accident with an uninsured motorist, those bills can fall squarely on your shoulders.

Protect Yourself from Uninsured Drivers
Protect Yourself from Uninsured Drivers
Texas insurance companies must offer uninsured motorist (UM) and underinsured motorist (UIM) coverage to
every Texas auto insurance policy holder. If you purchase uninsured motorist coverage, your own insurance company will pay for property damages and injury damages if the other vehicle is uninsured. However, if you don't carry a UM/UIM policy, you have no recourse with your own insurance company in the event that you're involved in an accident with an uninsured motorist.

UM/UIM coverage is the best kind of insurance to have if you can afford it. Shelling out the extra cash for an uninsured motorist premium is one of the smartest investments you can make if you live in DFW. Nationwide, there are over 6 million motor-vehicle accidents annually, thousands of which occur in Texas. Statistically speaking, the chance of getting into car accidents with uninsured motorists is alarmingly high.

Unfortunately, as long as the economy is in a tailspin, the number of uninsured motorists is only going to rise. Most uninsured motorists in Texas claim they don't carry car insurance because they can't afford it and with an increasing number of families feeling financial strain, you'll see an increasing number of uninsured motorists on the road.

Common Questions the Anderson Law Firm Receives About Uninsured Motorist Claims:

What if the other driver appears to have no car insurance?
What is uninsured motorists coverage (UM/UIM) and do I need it?
When should I hire a personal injury lawyer?
How long will my case take to resolve?
How much of my time will a claim or a lawsuit take?

How to Take Care of your Uninsured Motorist Claim

Just because you carry an uninsured motorist policy doesn't mean your own insurance company is going to treat you fairly. It should, but that's just not always the case.

Insurance companies are in the business of making money and the more they pay out in claims, the less money they make. It's the cruel reality of the industry.

In order to be treated fairly, you will need an experienced injury attorney to fight for you; a lawyer that will make sure you are fairly compensated. Without a knowledgeable injury attorney, you won't be able to achieve the maximum amount of compensation for your injuries.
Call Us! 817-294-1900
Don't delay. Learn about your rights if you've been involved in a car accident with an uninsured motorist. The Anderson Law Firm offers free consultations to all injury victims. Call us in Fort Worth at 817-294-1900, in Dallas at 214-327-8000, or Contact Us Online to learn more about your rights.

 

Blog for Car Accidents

Library for Uninsured Motorist Claims (UM/UIM):

  • The Importance of Uninsured Motorist Insurance
    Description: Declining Uninsured Motorist protection from your insurance company could be the biggest mistake you make. Learn why from a Fort Worth injury personal lawyer...
  • What To Do If You Were Hit By An Uninsured Driver
    Description: If you are injured in a wreck caused by an uninsured driver, it may still be possible to seek compensation. Fort Worth Personal Injury Lawyer 817-294-1900.
  • TexasSure and Uninsured Motorists
    Description: Find out how TexasSure is cutting down on uninsured motorists in Texas. If you’ve been hit by an uninsured motorist call the Anderson Law Firm at 817-294-1900.
  • Legal Rights After a Hit and Run Accident
    Description: Injured in a hit and run accident? You may be elgible to file an uninsured motorists claim. Call the Anderson Law Firm at 817-294-1900 for more info. Free book on injury claims process and free consultations offered.
  • Why Everyone Needs Uninsured Motorists Coverage in Fort Worth, Texas
    Description: Did the car that hit you have no insurance? You might still be able to make a claim on your uninsured motorists policy. Call the Anderson Law Firm in Fort Worth
  • Your Own Insurance Policy
    Description: How to determine which insurance covers your personal injury claim in Texas. The process a personal injury lawyer goes through to determine insurance coverage. Protect yourself and your family today. Call the Anderson Law Firm with any questions you have about insurance, or personal injury claims after an accident.
  • Learn About Uninsured Motorist & Underinsured Motorist Coverage
    Description: Hit by an uninsured driver? Call the Anderson Law Firm in Fort Worth for help with your car accident claim. 817-294-1900.
  • State-Wide Policy on Verifying Uninsured Drivers
    Description: Have you been in a wreck with an uninsured driver? Call the Anderson Law Firm in Fort Worth for help with your car accident claim. 817-294-1900.

    • View All

Frequent Questions for Uninsured Motorist Claims (UM/UIM):

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fort worth tarrant county texas personal injury lawyer pi attorney

Mark Anderson has been practicing personal injury law since 1991 and is recognised as one of the best attorneys in his field.

Mark is Board Certified in Personal Injury Trial Law by the Texas Board of Legal Specialization – a distinction held by fewer than 2% of Texas lawyers. He was selected as a life member of the Multi-Million Dollar Advocates Forum as recognition for his success in recovering compensation for his clients. He has been honored with the prestigious AV Rating by the Martindale Hubbard System and has been rated 10/10 (the highest level possible) by the AVVO Rating System which ranks attorneys based on experience, conduct and industry recognition. Mark was selected as a Top Personal Injury Attorney by Fort Worth Magazine in 2009 and 2010.

For more information about Mark, see his biography.



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Main Office
1310 W. El Paso Street
Fort Worth, Texas 76102
Phone: 817-294-1900
Toll Free: 800-354-MARK
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North Tarrant County Office
9500 Ray White Rd., Suite 200
Keller TX 76244
Phone: 817-294-1900
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3102 Maple Ave, Suite 400
Dallas, Texas 75201
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