If you've been involved in a truck accident in Texas, obviously you'll be looking to the truck's insurance company for compensation. But one thing you can't overlook is the PIP coverage - personal injury protection. The way PIP works is it pays you for any medical bills and lost wages up to the amount of coverage. The minimum coverage in Texas that is offered to everyone is $2,500. We see it most commonly at $2,500, $5,000 and even $10,000 in PIP coverage. If you have that kind of coverage and have been involved in a truck accident, you can use that money to help pay your medical bills or maybe your co-pay if you have health insurance in order to get your healthcare started. Any compensation that comes from the trucking company is going to be a ways on down the road because they are going to fight you tooth and nail, so what you need to do is look on your own policy to see that you have PIP coverage that way you can get your treatment started now.