Dallas, TX Personal Injury Lawyers

Accidents with Uninsured Drivers in Dallas, TX

Call today at (214) 327-8000 for a free consultation.

Car insurance is required in Dallas, Texas; however, 8.3% of Texas drivers take to the road without proper insurance every day. That means, if you’re in a wreck with that person, they may not have the means to cover the damages they cause. If this is the case, you should immediately contact an uninsured accident attorney for help.

Anderson Injury Lawyers has a team of experienced lawyers who know how to find compensation in creative ways. We will work with your insurance company and file a personal injury lawsuit if necessary.

Call us today at (214) 327-8000 or use our online contact form to reach out for a free case consultation.

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Why You Need an Uninsured Motorist Accident Attorney

Whether you were driving down the John W. Carpenter Freeway or Stemmons Freeway, the highways around Dallas can be dangerous. If you’re involved in a crash around or within the city, you should immediately contact an attorney. You need someone on your side who will make sure your rights are protected and that you get what you deserve.

Investigating Your Accident

The police will gather information at the scene of your wreck and create a report. However, there is a lot of information they will not obtain, especially if the other driver doesn’t have insurance.

Your uninsured accident attorney can determine if the at-fault driver was working at the time or if the car was owned by someone else who may have insurance. Your attorney will also work to prove fault and make sure all the necessary evidence has been gathered for your own insurance claim as well.

Communicating with Your Insurance Company

If the other driver wasn’t insured, you might still be able to file a claim under your insurance policy. Your uninsured/underinsured policy may pay for your damages.

Although you might think your own insurance company will have your own best interests in mind, they will still be trying to pay you as little as possible. That’s why it’s essential to work with your personal injury lawyer. They can make sure you get what you deserve.

Compensation in Uninsured Motorist Accidents

There are multiple avenues of recovering from your losses after a wreck with an uninsured motorist. First, it’s essential to determine who was at fault. Furthermore, you must also know if anyone involved, their employer, or the vehicle owner had an insurance policy. Then, you can look to your own insurance as a resource.

Anderson Injury Lawyers can help you recover compensation for:

Do You Have UM/UIM Motorist Coverage?

Many people have uninsured motorist (UM) or underinsured motorist (UIM) coverage and don’t even know it. Your insurance company must offer it to you when you sign up for your liability policy.

You must opt out of it in writing. If you have UM/UIM motorist coverage, it will pay for damages when an uninsured motorist hits your vehicle. Your collision coverage can also pay for your property damages.

Personal Injury Lawsuits

Another option for obtaining compensation in an uninsured motorist accident is a personal injury lawsuit. If the driver of the vehicle or the car owner has assets, you can sue them personally to recover compensation for your losses. Even if they don’t have significant assets, you may be able to garnish their wages if you get a judgment against them.

It’s essential to navigate the personal injury lawsuit process with a skilled uninsured motorist lawyer who knows the law and can guide you. There will be necessary legal documents to file and deadlines to meet. If you miss a deadline, your entire case may be dismissed, or your claim may be denied.

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    Dallas Uninsured Accident FAQ

    Here are some questions we have heard about uninsured motorist accidents in Dallas:

    Would UM/UIM Cover a Hit and Run?

    Your UM/UIM insurance would pick up your damages if you were hit by someone who flees the scene of the accident. The situation is treated as if the person who hit you was uninsured. Remember, it’s essential to work with an attorney even if you file a claim with your own insurance company.

    What If the At-fault Driver Can’t Cover All the Damages?

    Insurance policies have a limit. For example, your bodily injury liability policy may only cover up to $25,000 per person per incident. If a person needs more medical treatment than that, they may need to seek coverage from their own underinsured motorist policy.

    A UIM policy will generally provide coverage for damages that exceed the policy limits of the at-fault driver.

    How to Use Uninsured Motorist Insurance

    If an uninsured driver hits you, you will need to file a claim with your own insurance company. However, you should let your attorney file the claim and complete all necessary statements and paperwork.

    An Uninsured Motorist Accident Lawyer Can Help

    Dallas, Texas, has hundreds of miles of roads, all of which are traveled by uninsured motorists every day. Every time you get into your car, you are at risk. If you are involved in an accident with an uninsured motorist, you shouldn’t have to shoulder the stress alone. Let an experienced attorney from Anderson Injury Lawyers help.

    Call us today at (214) 327-8000 or use our online contact form to reach out.

    Contact Us

    If you suffered harm in an accident or any incident caused by negligence, contact Anderson Injury Lawyers right away. We offer individualized attention, over 25 years of experience, and everything you need to get everything you deserve.

    P 214-327-8000

    E advice@andersoninjurylaw.com

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