If you’re injured in a car accident, you will have many questions. Your injury may be severe and interfere with your work and family life. Here is some information to help you decide what to do next.
Should I talk to my insurance company?
Contact the other driver’s insurance company if they are at fault, to file your claim. Otherwise, call your insurer. Provide just basic information. You don’t need to give every detail to start your claim. The less you say the better because you may say something that could limit or even prevent a recovery.
If you’ve seen enough police shows or movies, you’re familiar with Miranda warnings given to those who under arrest. It includes the fact anything you say while in custody can and will be used against you in a court of law. The same is true of what you say to insurance companies.
You may tell them something that makes it look like you caused the accident. Under Texas law, a negligence claim against the other driver will fail if you’re more to blame for the accident. If the other driver bears most of the fault, but you are partially to blame, your recovery will be reduced by your share of the fault.
The more you talk, the more likely you may say something inaccurate. The investigation into your claim could come up with facts that contradict what you reported. You may also later say something different. This will hurt your credibility, which is essential to a successful claim.
Tell them you’re hiring an attorney and someone will get back to them.
Should I hire a lawyer to represent me?
You should call our office so we can talk about your accident, your injuries, Texas law, and how it may be applied in your case. We will discuss how we can help you and your family. You can decide if we’re a good fit for you and we may decide if you are someone we want to represent.
If you’re injured in a car accident, especially if your injuries are severe, you need to seriously consider hiring an attorney. Accident and insurance laws are very complex. You probably don’t know how they work. You may have no experience working with an insurance company, not know how the claims process works, and have never negotiated anything of substantial value.
Most importantly, you don’t know what your case is worth. By going it alone, you may settle your case for far less than you deserve. You could also ask for an amount so high the insurance company won’t take you seriously. By trying to settle your case, you would be “flying blind.” Chances are very good something will go wrong.
We’re frequently contacted by accident victims who resolved their cases and later regret it. If they signed agreements and waivers, the damage is done, and there are no do-overs in personal injury law.
Getting legal help is more than potentially getting more compensation. We will deal with the insurance company so you won’t have to. You can focus on recovery and living your life. Anderson Injury Lawyers can also suggest you see the best doctors in the area to help you recover.
What is my case worth?
Each case is unique. Generally, your case’s value increases based on:
- The more severe your injury
- The longer it affects you
- The more serious your limitations
- The higher your past and expected future medical and rehabilitation bills
- The more your quality of life and relationships with others suffer
- The more the impact on your ability to earn a living now and in the future
- The stronger the evidence the other party is at fault
That value is reduced by your share of the accident’s fault.
Take the Next Step
If you suffered harm in a car accident and have more questions or want legal representation, contact Anderson Injury Lawyers. We offer individualized attention, more than 25 years of experience, and everything you need to get the fair compensation you deserve. Call us at (817) 294-1900 or fill out our contact form today.