After you’ve been hurt in an accident, you expect your family doctor to help you. Many people think that they’re doing the right thing by avoiding a trip to the ER (if they can help it) and waiting instead to see their primary care physician. Sadly, there are doctors who don’t accept car accident injuries. That’s right. There are doctors who refuse to see patients simply because they were hurt in an auto accident.
If your doctor won’t see you after an accident, here’s what you need to know.
Why Won’t My Doctor See Me?
There are multiple reasons a doctor might refuse a patient after car wreck.
Sometimes, the doctor has instated a “rule” that they don’t take auto accident cases. Usually it’s because of the additional paperwork, billing, phone calls, etc. that come along with auto wreck cases. This is unfair, yes, but (aside from the ER) doctors have no legal obligation to treat anyone. They can deny whoever they want.
Other times, it’s a billing issue. If you’ve been hurt in an accident that was someone else’s fault, it means there are multiple insurance companies involved, multiple parties, a potentially pending lawsuit, and so on. In a nutshell, doctors worry that they won’t get paid.
A doctor might tell you that they need a letter from one of the auto insurance companies stating that they will, with certainty, cover your medical expenses. Of course, accident claims take time. You’re hurt and you need help now – you shouldn’t have to wait for your case to settle to get the treatment you need.
How a Letter of Protection Can Help
A letter of protection (LOP) is a “contract” created by your personal injury attorney. This document is an agreement between your doctor, your lawyer and you that your medical expenses will be paid for at a future date. The doctor “holds” your bills until your case settles, and agrees to be paid out of that settlement. LOPs are used in many different kinds of personal injury claims, such as car wrecks, childcare injuries, workplace accidents, and so much more.
If you need surgery but don’t have insurance, or if you can’t afford your deductible, you can get an LOP from your personal injury attorney, which will allow you to get the medical attention you need right away and with no upfront costs.
How to Get a Letter of Protection
It is important to remember that in order to get a letter of protection, you can’t be at fault for the accident. (The other driver must be to blame).
In order to get a letter of protection, the injured car accident victim must hire a personal injury attorney. Only an attorney can write a letter of protection.
Typical Ways Letters of Protection Help If You are Injured with No Insurance
Here are just a handful of situations that might warrant a letter of protection (and hiring a personal injury attorney).
If you were hurt in a car accident and you:
- …do not have insurance but needs surgery
- …do not have enough insurance but needs medical attention
- …cannot afford a surgery, even if you have health insurance
- …need surgery but don’t know how to pay for it
- …need an medical appointment to see if you are alright after an accident
- …need a chiropractor and physical therapy
And so on!
Should You Hire the Anderson Injury Lawyers?
Car accidents can be devastating, especially if you don’t have health insurance. That’s why contacting and hiring a personal injury attorney is your best bet going forward. Remember, if you need medical treatment following a car accident, such as a general examination, surgery, physical rehabilitation, or any other accident-related medical treatment, and you can’t afford the expenses out of pocket, then you’ll need a letter of protection.
The Anderson Injury Lawyers has been successfully representing injured car accident victims for over twenty years, we know exactly how to fight back this and other tactics that the insurance company tries to use. We have a fully staffed, bilingual legal team who are more than happy to take care of the entire claims process for you. Contact us today at 817-717-4731 so you can be on your path to recovery with the worry of debt or not paying for your medical treatment!
Do You Need a Fort Worth Doctor Who Accepts Car Accident Cases?
We can help. Give us a call at the Anderson Injury Lawyers at 817-717-4731 to set up a free, no-obligation consultation.
Who Needs to Hire a Lawyer?
If you’ve never hired a lawyer before, you might be wondering, “What will an attorney do for me? Do I even need one?” You will benefit from hiring a lawyer if you:
- Were hurt in an accident caused by another driver
- Don’t have health insurance after a wreck and can’t afford to get treatment
- Have never handled a claim before and feel confused about what to do next
- Tried handling the claim on your own but encountered trouble with the insurance adjuster
- Received an unfair settlement offer from the insurance company
- Want a professional to ensure you win everything you deserve to cover the cost of your accident
If you were in an accident that wasn’t your fault and suffered injuries as a result, you will benefit from having a personal injury attorney handling your case. The reason is simple. After a wreck, you’re going to have to convince the other driver’s insurance company to pay you the money you deserve for your medical bills, damaged car, and pain and suffering. However, insurance adjusters are trained to pay you as little money as possible. It’s how insurance companies make money.
Having a lawyer on your side evens the playing field. Here at the Anderson Injury Lawyers, we have over 25 years of experience winning money for hurt accident victims in the Fort Worth metroplex. We know exactly how to set up your case, and we handle everything for you.
Our Personal Injury Firm Takes the Stress Off Your Shoulders
When accident victims come to us, it’s often out of frustration with the insurance company. No one ever tells you how hard making a claim can be, especially when insurance adjusters refuse to call you back or create unfair excuses to deny your claim.
We Fight the Insurance Company So You Don’t Have To
Insurance adjusters might find it easy to brush you off, but they won’t be able to ignore us. Sometimes simply having a lawyer on your side forces the insurance company to stop messing around – they know we won’t let them get away with undervaluing your claim or playing around with your case.
We Prove the Other Driver Was At Fault
This is a sticking point for many car accident victims. You might know that the other driver caused your accident, but how can you prove it? We have over 40 years combined experience building cases and proving negligence. We know exactly what to look for, who to call and how to handle your case in the right way.
We Immediately Investigate Your Accident
If we’re going to convince the insurance company to pay you full compensation, words alone are not enough – we’ll need to prove that someone else caused your car accident, and that your car accident caused your injuries. For this reason, quick and thorough car accident investigations are crucial, which is why we make yours a priority. Since evidence like skid marks, debris, vehicle damage, video camera recordings and injuries tend to diminish and disappear fairly quickly, we understand the importance of fast action.
We Fight to Win You the Compensation You Deserve
If you’ve been in a car accident that wasn’t your fault, you shouldn’t have to pay the price. Under Texas law, you’re entitled to compensation for your medical bills, missed work days, pain and suffering. The Anderson Injury Lawyers can help you get it.
How Does It Work?
Schedule Your Free Consultation
First, you’ll schedule your free consultation with our firm. When you come to our office, we’ll listen to your story and get all the facts of the case, then form a plan to get you the medical care you need. From there, we’ll gather evidence to build your case against the other driver and start our battle to win you everything you deserve to cover the cost of the accident.
You Pay Zero Upfront Costs
If you choose to hire our firm, there are no costs upfront. Instead, we work on a contingency basis, meaning we take a percentage of the money we win for you once you’re satisfied with the results and your case is complete.
We Set You Up with Doctors
Even if you don’t have health insurance, you shouldn’t be left to suffer. We work with a network of doctors we trust who can get you the care you need now, and defer payment until later (after we’ve won your case and the money needed to pay these bills).
We Handle Everything, Giving You Updates Along the Way
You’ll be assigned a case manager who is there to answer questions every step of the way. As your case progresses, we’ll keep you updated on its status and check in with you to see how you’re healing, but we handle all the paperwork, evidence-gathering and negotiations. Your only job is to get better.
Once You’re Healed, We Fight the Insurance Company
After you’re fully recovered from the accident, we’ll gather all your medical bills, photo documentation, police reports and other evidence and bring it to the insurance company to demand a fair settlement. Attorney Mark Anderson has over 25 years of experience negotiating with insurance adjusters, and he won’t let an adjuster lowball us. If at the end of negotiations we still don’t believe the insurance company is offering you fair compensation, we’ll file a lawsuit.
Filing a Lawsuit
In addition to our attorneys, we have a full litigation team trained to bring your case to court. We’ve won millions of dollars for our clients over the years, and we are confidant in our ability to bring justice to hurt accident victims.
Why Trust the Anderson Injury Lawyers?
The Anderson Injury Lawyers’s founder Mark Anderson is one of the most recognized attorneys in our area. Most notably, Mark was named a Top Attorney by Fort Worth Magazine, and is consistently recognized as a Super Lawyer by Thompson Reuters. He is rated A+ by the Better Business Bureau and is ranked in the top one percent of practicing attorneys in the United States, according to the National Association of Distinguished Counsel.