If you hurt your back in a car accident, this article will answer questions on winning fair compensation.
The Average Settlement for a Car Accident Back Injury
The average settlement depends on the type of injury and how serious it was. Sixteen percent of all spinal disc injury lawsuits exceed $1 million and seven percent exceed $2.5 million, according to this study.
Less severe spinal cord injuries are far more common. These can range anywhere in the thousands (or sometimes tens of thousands) of dollars.
The Cost of a Back Injury
Even minor spinal trauma can have large financial consequences. Depending on your specific injuries, you might be unable to work, to perform household chores, and many require ongoing treatment or therapy.
In order to determine the extent of your injury, you'll likely undergo comprehensive tests including x-rays, CT scans or MRI. Early treatment often involves administering of anti-inflammatory drugs such as corticosteroids, and possibly surgery. After the first nine months following the injury, most patients experience little to no further recovery from their injuries.
On top of all this, the cost of ongoing healthcare and therapy, as well as 24-hour day-to-day care can all add up. Current estimates put the annual cost of healthcare for SCI victims at more than $100,000 per year after the first year.
What's Your Case Worth?
The average settlement for a back injury depends mainly on how serious the injury is, but other factors come into play too. These include:
- Was the at-fault driver 100 percent responsible for the wreck? If so, the settlement is worth more.
- Does the victim have a pre-existing back injury? If so, the settlement could be worth less - a lawyer will need to prove that the current injury is unrelated to any pre-existing injuries.
- Did you miss work? If so, you have a right to claim for lost wages.
- How much damage was done to your vehicle? Typically, the greater the property damage the more your case will be worth. However, if you have a good lawyer this doesn't necessarily have to be the case.
- How seriously was your life affected? If the back injury has caused you permanent damage or you missed out on big life moments because you were injured, your case could be worth more.
In short, your case's value is determined mostly by how injured you were, but there are many other factors that come into play too.
Want more information? I cover this topic in more detail here.
Spine Injury Victims Have a Right to Compensation in Texas
Under Texas law, if someone else caused your car wreck and you hurt your back as a result, you have a right to make a claim for compensation.
Not sure where to get started? Read my article on how to make a car accident claim in Texas.
Spine injuries can be very serious, and the medical bills associated with diagnostic tests, treatment, surgeries and physical therapy can be high. Additionally, spine injury often requires taking time off work, meaning a loss of household income for both them and their entire family.
If someone else caused your accident, you shouldn't be responsible for paying for your bills. Texas civil law allows you to seek compensation from the at-fault person’s insurance company for all of this.
Why You Should Make a Claim
Making a claim after a spinal cord injury is essential if the wreck was not your fault. Even if you have health insurance, the costs you be expected to pay out of your own pocket can quickly add up.
(It's worth asking your health insurance provider how many days of inpatient and sub-acute rehabilitation, outpatient, and home health rehabilitation care your policy includes each year. Is there a maximum number of days each year or over the course of your lifetime?)
Neck and back injury victims often require significant – and costly – medical care both in the months immediately following the accident and possibly on an ongoing basis. In the longer term, back injury victims will require substantial recovery and rehabilitation which can include physical therapy, additional surgery or 24/7 nursing depending on the unique situation.
The cost for all of this can quickly add up. Within the 12 months immediately after the accident, medical costs associated with spine injuries can cost as much as $800,000. On an ongoing basis, SCI patients may require $100,000 or more in medical and care services.
Do You Need an Attorney?
Unfortunately, it's not always easy getting the money you need to pay for your medical bills, lost wages, pain and suffering. That's why so many people turn to a personal injury attorney after their accident.
The Board Certified personal injury attorneys at the Anderson Law Firm are experienced in handling a wide range of accident cases. Cases we routinely handle include car wrecks, motorcycle accidents, semi-truck crashes, pedestrian accidents, bicyclist accidents, spinal injuries, and more.
Free Consultation with a Fort Worth Spine Injury Lawyer
If you or a member of your family has suffered a neck, back, or spine injury in any type of accident in the Fort Worth area, please contact the Anderson Law Firm today for a free, no obligation consultation.
We will answer any questions you might have, and will thoroughly examine the details of your unique case and let you know what we think the best course of action is.
Contact us today by calling us toll free at 800-354-6275 or locally at 817-294-1900.
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