If you've been injured in a car or motorcycle crash, a commercial truck wreck, dog attack, premises liability or any other kind of accident and have not yet met with a Dallas-Fort Worth personal injury lawyer, then there is one important fact that you need to be aware of:
In Texas, you only have two years from the date of your accident by which time you must either have settled your claim or have filed a lawsuit. Going to an attorney just a few days before this deadline is too late. The earlier you seek legal representation, the better.
Unfortunately for you, if you don't have a lawyer looking out for your best interests, you are risk of being treated unfairly by the insurance adjustor assigned to your case. There are a whole host of dirty tricks the insurance companies will pull to try and avoid paying personal injury and wrongful death victims the full and fair compensation they deserve.
Sometimes they will try to get you to settle the case as quickly as possible. It is not usually for an insurance adjustor you turn up unannounced at your hospital bedside and try to pressure you into signing a release form in exchange for a paltry check which won't even come close to covering your expenses. They will try to take advantage of you anyway they can, and if they believe that you won't seek legal consul then they will do everything they can to avoid paying you any money at all if they think they can get away with it.
The insurance company knows that if you go beyond the two year deadline, then there is absolutely nothing you can do. Once that date arrives, you've lost any legal right to seek compensation. That's just the way it works. That's why having a lawyer on your side is essential, even if you think that things are going well. In my experience, most times the adjustor will start out quite friendly and accommodating, but it is just a smokescreen. As time goes on, they will become more abrasive, rude and even a bit of a bully.
The reason it's important that you understand how the statute of limitations works is that one of the adjustors' favorite tricks is to tell you that they are still assessing your claim and so you need to keep waiting for your check. What they're really doing it trying to keep you waiting until that magic two year deadline arrives. If they can string you along long enough, you lose your case entirely and they get a nice fat bonus.
Don't let the insurance adjustor bully you. If they become increasingly difficult to get on the phone, then you should recognize that as a warning sign. If they keep telling you they're waiting on paperwork, or another department, or that your check will be mailed out on Friday - and this has been dragging on for months - then you should definitely be concerned.
Call the Anderson Law Firm today for a completely free, no obligation consultation on your case. We understand the financial implications involved when you don't get the compensation you deserve, and we will fight to make sure you get every penny owed to you under Texas law. Call us today in Fort Worth at 817-294-1900 or in Dallas at 214-327-8000. Alternatively, you can contact us online and we will call you back as soon as possible.
Other Articles You Might Be Interested In:
Tricks Played by Insurance Companies Following an Accident
Is A Personal Injury Lawyer Worth Their Percentage?
Life After An Accident Can Be Stressful Unless You Hire An Attorney
Don't Throw In The Towel: How To Get The Full And Fair Compensation You Deserve
Money Matters: Long-Term Financial Debt as a Result of Being Injured in an Accident