If you have been injured in a Dallas-Fort Worth car wreck, you probably have a lot of questions regarding your legal rights and responsibilities. As a Texas personal injury lawyer who has been helping auto accident victims recover fair compensation from insurance companies since 1991, I have put together some key information on the topic which I hope you will find useful.
Dealing with the Insurance Companies
If you have been involved in a car crash, regardless of whether or not someone was hurt, you have a duty to notify your own insurance company to let them know. Assuming that another motorist was at fault for the collision, then all property damage and bodily injury claims would be against their insurance provider. If you were taken directly to hospital from the crash scene, however, you may not know the negligent driver’s insurance details until the police report is made available several days later.
Learn more about contacting the insurance company after a wreck.
If You Were Hit by an Uninsured Driver
Although it is a legal requirement to carry the state minimum liability insurance, there are a large number of Texas drivers who are not insured. If the driver responsible for your crash does not have insurance, it may still be possible for you to recover the compensation you need to cover your medical bills, vehicle repair costs and other accident-related expenses. A lot of time people have Uninsured Motorist Coverage on their policy without even realizing it.
Learn more about making an uninsured motorist claim.
Making a Property Damage Claim
Here in Dallas-Fort Worth, we all depend on our vehicles on a daily basis. Therefore, if yours has been damaged or totaled in a traffic collision, it is important that you get it repaired or replaced as quickly as possible. Unfortunately, the at-fault driver’s insurance company will probably drag their feet when it comes to resolving the issue, so if you can it is best to get your own insurance provider to take care of the issue and they can then settle the bill with the other provider later, getting you back on the road sooner.
Learn more about making a property damage claim after a car crash.
Passenger Rights in a Car Wreck
If a passenger suffers injuries in a car accident, they also have a right to pursue a claim for compensation against the insurance policy of the negligent driver – even if that means their friend or spouse. Remember that a personal injury claim does not mean you are suing someone; it means you are making a claim against their insurance policy. If you’ve been paying the premiums, then make sure you take advantage of it when you need it.
Learn more about the rights of passengers in a wreck.
Understanding the Police Crash Report
Although the judgment of blame assigned by the investigating officer is not definitive when it comes to resolving your Texas personal injury claim, it will be a starting point for both your attorney and the other motorist’s insurance adjuster. You want to look at the Factors Contributing section of the report to find out what the officer believes was the cause of the crash. However, interpreting the report is not as obvious as you might think.
Learn more about interpreting the crash report.
Anytime that you are injured in a DFW car wreck, it is important that you consult with a board certified personal injury lawyer to discuss you case. Even if you don’t think you have an opportunity to pursue a claim for compensation, a qualified attorney may be able to identify a liable insurance policy that you may not have realized existed. To speak to a Fort Worth auto accident lawyer today, please call toll free at 800-354-6275 or locally at 817-294-1900.
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