Dog Attacks and Liability Insurance in Texas


If you're in need of immediate assistance with your case, contact the Anderson Law Firm in Fort Worth today at 817-294-1900.

If you've been bitten by a dog in Fort Worth, you can make a claim against the owner to recoup the money for your medical bills, lost wages, pain and suffering. But what insurance do you file a claim through? 

Dog Bite Claims Use the Dog Owner's Homeowner's Insurance

Almost all dog attack claims are made directly against the dog's owner, an individual (as opposed to a company or business). The insurance that covers dog bites is homeowner's insurance. 

Most Texans have homeowner's insurance since it's required by mortgage lenders. If you were bit by a dog, it's important that you get the dog owner's homeowner's insurance information so that you can start a claim.

If you aren't sure where or how to get this information, or you have qualms about making a claim against someone you know, contact an experienced dog bite lawyer who can help you through the next steps. 

Also Read: Should I Make a Dog Bite Claim If I Know the Owner?

When making a dog attack claim against the dog owner's insurance company, the actual attack does not have to happen on the dog owner's residential premises. As long as there is insurance in place at the time of the dog attack, then the homeowner's insurance policy will provide coverage.

When the Anderson Law Firm is contacted about a dog attack claim, we first look to see the dog owner is a homeowner. If so, we know what insurance we'll be claiming against. But what if the owner doesn't own a house? Even if the dog's owner is not a homeowner, there are other ways to make a claim; often, there are other kinds of insurance that will provide coverage for an injury claim.

How Much Money Is Available in a Dog Bite Claim?

The liability portion of homeowner's insurance policies (used to pay for negligence claims) usually comes in amounts of $100,000.00 or $300,000.00. However, just because that much money is available doesn't mean that's how much the insurance company is going to give you for your case. 

You'll need to build a strong case with solid evidence against the dog's owner before the insurance company will pay you anything. 

To learn more about building your dog bite case, read my helpful article here

How Our Dog Bite Lawyers Can Help You

Dog bite law in Texas is notoriously tricky. For instance, did you know that the "one bite rule" is total bogus? However, many lawyers will tell you that you can't make a claim unless the dog that attacked you has also bitten someone else in the past. 

At the Anderson Law Firm, we have over 40 years of experience handling dog attack cases. We know how to build your case to win you the money you need for your medical bills, pain and injury. 

In summary, if you or a loved one is injured by an aggressive, mean or vicious dog, then there is a good chance there will be liability insurance available to pay for your damages.

(Want more information? Download my free book "How to Make a Successful Dog Bite Injury Claim In Texas" here.) 

The Anderson Law Firm offers free consultations (either by phone or in person) for dog bite/dog attack victims. To find out about your legal options, contact us in Fort Worth at 817-294-1900, in Dallas at 214-327-8000 or toll free at 877-294-1115.

Other Articles You Might Be Intersted In:
Dog Bites
Compensation Due to Injury Victims in a Texas Personal Injury Lawsuit
Do You Have to Give the Insurance Company a Medical Authorization?
Accident Victims NEVER Should Exaggerate Their Injuries or Inability to Work  
Making A Claim Against Your Neighbor

Mark A. Anderson
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Board Certified Personal Injury Lawyer in Fort Worth, Texas