Credit Score Damaged by Unpaid Medical Care After an Accident

If you have been injured in a Fort Worth area car wreck, motorcycle crash or other serious accident and someone else was at fault, then you are probably entitled to make a claim for damages against them. After all, if your injuries were caused by another person’s negligence, it is only fair that their insurance company pays for your accident-related medical care. You have already suffered enough through no fault of your own – why should you be out of pocket?

Unfortunately, getting the liable insurance company to pay fair compensation is by no means an easy process, which it is why it is so important that you hire a board certified Fort Worth personal injury attorney to assist you with your insurance claim as early as possible in the process.

Make no mistake, being injured can seriously damage your credit!

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How to Avoid Damage to Your Credit After an Accident

In order to avoid serious damage to your credit rating, it is important that you understand exactly how the personal injury claims process works in Texas. Most importantly, you need to realize that the negligent party’s insurance company will try everything they can think of to avoid paying you the maximum compensation available to you. Even if they do agree to pay you, they will delay doing so for as long as possible.

This is critical to understand because most people labor under the misconception that bodily injury claims are as straightforward as any other insurance claim. That is certainly not the case.

As a Fort Worth personal injury lawyer, I have encountered many auto accident victims who have treated in hospital for their injuries and then, summing (correctly) that it is the at-fault party’s insurance company who should pay for their medical care, they have provided those details to the hospital.

Guess what?

The insurance company will not just automatically accept these charges. They will reject them – and you will end up with a ton of unpaid medical debt on your credit record. Yes of course the insurance company should pay for your medical care, but you’re going to have to fight in order to get them to do so!

For more information on how being injured throughout no fault of your own can seriously wreck your credit, please request a complimentary copy of our book The Injury Victim's Credit Repair Guide: Protecting Your Credit After an Accident.

To schedule a free, no obligation consultation regarding your personal injury claim with one of our Fort Worth law firm’s board certified personal injury attorneys, please call us at 817-294-1900.

Mark A. Anderson
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Board Certified Personal Injury Lawyer in Fort Worth, Texas