Just because golf carts don't travel very fast doesn't mean you're always safe riding in one. If you've been hurt in a golf cart accident in Texas, read on.
Golf Cart Accidents Are More Common Than You Think
Each year in the U.S. there are approximately 15,000 golf cart accidents that result in injuries serious enough to warrant a visit to the hospital, according to data collected by the Consumer Products Safety Commission (CPSC). Based on their research, 40 percent of golf cart injuries occur due to the cart flipping, and a third of all people hurt are children. Only about half of golf cart accidents actually occur on golf courses.
When drivers make sharp turns without warning, it's easy for passengers to fly out. Handhold or not, golf carts are "open air" and provide very little support for passengers. Plus, golf carts aren't typically equipped with seat belts.
Golf Cart vs. Car Accidents
Suburban neighborhoods dot the Fort Worth area, so it's not unusual to see golf carts driving along main streets on their way to the local country club. Unfortunately, this means that accidents occasionally happen.
If you're driving a golf cart when you're hit by a car, you may be entitled to make a claim against their auto or homeowners policy; whichever one provides coverage.
In order to make a claim, however, the wreck has to be the other driver's fault (and not your fault). Not sure who's at-fault for your accident? I've written a helpful article on the topic, which you can find here.
Other Common Golf Cart Wreck Scenarios That Entitle You to Compensation
All golf cart accidents are different, but there are a few common scenarios that would warrant a closer look into filing a claim for compensation. They are:
- You collided with another golf cart
- You were a pedestrian who was hit by a golf cart
- You were hurt by a golf cart operated by a drunk driver
- You were hurt by a golf cart (either as a passenger or otherwise) that was speeding
- You were thrown from a golf cart due to driver error
- You were hurt in a golf cart rollover due to driver recklessness
- You were hit by a car while driving a golf cart
If you want to find out if you have a legitimate golf cart accident claim in Fort Worth, feel free to give me a call. It doesn't cost anything to call me and ask questions. I can be reached at 817-294-1900.
Does Insurance Cover Golf Cart Accidents?
Golf cart insurance takes many forms. Sometimes it's bundled under "motorcycle and ATV" insurance policies. Sometimes it's included in a driver's car insurance. Sometimes, the golf cart owner's homeowners insurance policy will cover accidents. There might be coverage even if the golf cart isn't listed on the homeowners policy. It all depends on what the insurance policy says, but this is typically a good place to start looking when you need insurance to cover the cost of golf cart wreck injuries.
When golf cart crashes happen on someone else's property, things get a bit more sticky since premises liability coverage is often complicated. Plus, property owners might fight a golf cart injury claim.
In order to determine the insurance that will cover your golf cart accident, you'll need to answer a few questions. Who caused the accident? Was it driver negligence? Were you a passenger when you were hurt? Where did the accident occur? Was the golf course unsafely paved? Did it occur on private property?
Contact Your Attorney to Ensure You're Fully Compensated
Unlike car accidents that have a clear course of action, golf cart accidents can leave victims scratching their heads. However, if you've been hurt in a golf cart accident, the last thing you want is to be under-compensated because of lack of information or confusing policy. Leaving the golf cart owner's insurer to handle the situation can be a tedious hassle that is something that should be avoided. Insurance companies - whether they insure houses, cars, motorboats, or golf carts - can be quick to avoid paying an injured victim the compensation they deserve while trying to maximum their profits. For this reason, contacting and hiring a personal injury attorney to take care of the entire legal process is something that any serious accident victim should consider, because it will allow them to receive compensation for any accident-related injuries (such as medical bills and lost wages), in addition to allowing them to receive medical treatment while they wait for a demand to be finalized.
If you or a loved one has been hospitalized following a golf cart accident, you may be entitled to compensation for the expenses related to the crash. For more information and to discuss your case in detail with an experienced trial lawyer, please call the Anderson Law Firm today for a free, no obligation consultation. We have offices located in Fort Worth, Dallas, Keller, and Arlington for your convenience, and we have a bilingual team that is more than ready to answer any of your accident related questions. Call us at 817-294-1900 so you or your injured loved one can be on the path to recovery without the worry of financial debt!
Other Articles You Might Be Interested In:
Passenger Rights in Texas Car Accidents
Injuries to Children
Ready To Drive? Road Safety For Teens
Why do I have to pay back my health insurance company?
Making a Claim Doesn't Mean You're Suing Someone