Imagine this: you've just requested an Uber ride and your driver is now taking you to your next destination. Everything appears to be going smoothly when suddenly, another car crashes into yours. Not only are you shocked, but you start to feel pain from the impact. Dazed, you discover you've been injured in the car accident. As you're being taken to the hospital you start to wonder, do you have to pay for this? What if you don't have health insurance? What are your options?
As Uber becomes more popular, so does this scenario. Thankfully, if you've been hurt in an accident with a ride service, there are options you can pursue that will allow you to receive the medical treatment you need for your injuries. Here we discuss those options.
What to Do If Another Driver Caused the Accident
In the event that another driver (not your Uber driver) caused the accident - whether it was a rear-ended, sideswipe, t-bone accident, etc. - you can make an injury claim against the at-fault driver’s insurance company. Due to the fact that the other driver caused the accident, their insurance company should take responsibility for paying for the injuries the accident caused. For example, if Sally took an Uber ride and another driver, Bob, caused an accident, it would up to Bob’s insurance company to pay for Sally’s medical bills, lost wages, pain and suffering, and so on.
However, what happens when Bob’s insurance doesn't have enough coverage to pay for Sally’s expenses? What happens when Bob's insurance denies fault, and therefore refuses to pay for any of Sally's medical bills? What happens if Bob flees the scene, leaving Sally and her Uber driver high and dry? These scenarios are not uncommon, unfortunately, and they complicate things.
In these situations, it's best to contact a personal injury attorney to discuss your options. An attorney can listen to the details of your specific case, and will form a plan of action based on the details of your situation. Here at the Anderson Law Firm, we have experience handling Uber accident cases and are happy to answer your questions. Please call or chat us, or fill out a contact form with details on your situation.
What if the Uber Driver Caused the Accident?
In the event that your Uber driver caused the accident, whether it was due to speeding, being distracted, or any other form of negligence, you can file a claim against Uber’s insurance, James River Insurance Company (or in Texas, Progressive Insurance). According to Uber, Uber (through their insurance company) covers at least $1 million in liability coverage when their drivers are at-fault in a car accident while they are transporting a passenger.
If you've been hurt in an Uber accident, that there are options available to cover for the accident-related expenses resulting from an Uber car wreck. Through these options, you may be entitled to receive compensation for the following expenses from an Uber car accident:
- The ambulance or helicopter ride to the hospital
- Emergency room bills
- Medical imaging such as x-rays, MRIs, and CT scans
- Physical therapy
- Lost wages as a result of time taken to receive medical treatment such as pain after the accident, doctor appointments, surgeries, etc.
- Pain and suffering
> Click here for more information on the different types of compensation available for injured car wreck victims.
Our Recent Victory: We Won an Uber Accident Victim $94,500
Whitney requested an Uber ride on what appeared to be a normal day. The ride was going fine when suddenly another car crashed into the one Whitney was riding in. Whitney suffered serious injuries to her neck, back, and knee as a result of this accident, and a doctor diagnosed her with cervicocranial syndrome and lumbar radiculitis.
Whitney was a soon-to-be bride, and this accident completely derailed her. She received over twenty physical therapy sessions to treat her pain and injuries, as well as multiple back and neck injections.
As a result of her treatment, Whitney’s medical bills exceed $60,000. Furthermore, Whitney missed over $3,000 in wages because of time taken to treat her injuries. Additionally, Whitney had to cancel her own wedding shower and other wedding activities because of the amount of pain she was in.
We listened to Whitney's story and knew we could help. Our attorneys got to work developing Whitney's case and battling the insurance company to win her the money she deserved for this accident. In the end, we won Whitney a $94,500 settlement from the at-fault party’s insurance company. Through this settlement, all of Whitney’s medical bills were covered, and she was able to recover without having the worry about having to pay for accident-related expenses for an accident she did not cause.